We are Ethical Independent Financial Advisors, Kathy Booth and Nick Abbott, who have specialised in providing ethical financial advice to clients for over 15 years. Jointly we have over 70 years’ experience in the financial services industry and as we are independent, we have access to all products and investments in the UK financial services market. Our company is based in South Manchester and we advise clients across the UK and overseas. We are authorised by the Financial Conduct Authority to advise on all areas of financial planning.
Abundance has been at the forefront of financial innovation since 2012, creating ways for everyone to invest in green and social infrastructure. We work with businesses, government and financial services to create innovative investments in green and social infrastructure. We specialise in providing a range of investment options, allowing you to build a balanced portfolio that meets your financial goals and values. We have been at the forefront of alternative finance since 2012, delivering a first class, easy to use service that is open to all.
ACE Credit Union Services is for anyone interested or involved in credit unions. ACE members can get access to up to date policy and procedure files and download valuable information of subjects like Compliance, Governance, Human Resources and Marketing. ACE members get automatic access to support from a credit union trade association that has been in operation for over 19 years. The ACE annual affiliation fees are affordable at 60p per adult member and capped at the rate that you would pay if you reach a membership of 8,000 members.
Green and ethical investments look at the wider impact of investing on society and the environment when seeking financial returns. They take into account social or environmental considerations in addition to financial criteria. Just as you can now choose from a range of green or ethically produced goods in your local supermarket, you can also choose financial products that have positive benefits for the environment and society. Green and ethical investments are a powerful tool that allows you to have a positive impact on the world around you. Green and ethical investments may promote greater corporate responsibility, invest in solutions to 21st-century problems, or contribute to cleaner, greener profits. Aptus Wealth are members of the UK Sustainable and Investment Finance Association and the Ethical Investment Association giving us access to the most recent research and relevant data associated with Ethical and Sustainable Investments.
Armagh Credit UnionLimited is a member-owned institution founded in May 1962 whose purpose is to promote the financial well-being of its members by providing comprehensive and progressive financial services in an ethical and professional manner, and to enhance the personal prudence and thrift of its members in both saving and borrowing. We now have over 8300 members with a share capital in excess of £18 million and loans issued in excess of £7.8 million.
By offering funds that integrate ‘ethical’ issues into fund management decisions our clients have the opportunity to reflect their own lifestyles, values and interests through their investment decisions – and to, in effect, have a say in the kind of organisations their money is invested in. Over the last 15 years, the range of ‘ethical’ and ‘sustainable and responsible’ investment options available to investors has expanded and broadened significantly. Ethical investors are not all the same, so Aspects Financial believes it is important to offer investment solutions that address the diverse needs of investors who are interested in areas such as these.
The Association of British Credit Unions Limited is the main trade association for credit unions in Britain, and a co-operative of co-operatives, governed by volunteer directors. It represents credit unions to governments, policy makers and the media, providing a full range of information, training and development services to help its members grow as sustainable financial services providers. The majority of credit unions in England, Scotland and Wales are ABCUL members and the Association represents the majority of the British credit union movement on every key measure – number of credit unions, number of members served by credit unions, and assets. You can view a full list of our credit unions here.
The Bakers Food and Allied Workers Credit Union (BFAWCU) is open to all members or employees of the Union. It gives members the opportunity as a group of people in a common bond to save together and lend to each other at a reasonable rate of interest. The BFAWCU offers members the chance to have control over their finances by making their own savings work for them. Regular savings form a common pool of money which in turn provides many benefits for members. The Credit Union exists only to serve its members, not to profit from them. It is non-sectarian, non-political and continues the tradition of co-operative self-help.
Ballycastle Credit Union is a local, not for profit financial institution specialising in savings and reasonable loans for our community, , owned by its members, whose collective savings form the credit union’s loan fund. Established in 1965, Ballycastle Credit Union continues to be governed by our members and voluntary Board of Directors. Each credit union is an independent, ‘not-for-profit’ organisation that exists solely for the benefit of its members, not stock markets. Decisions are therefore made at a local level. All members over 16 have equal voting rights. . Any surplus income is returned to members by way of a dividend and/or used to improve or add new services for its the members. Ballycastle Credit Union is non-sectarian and non-political, and continues that Irish tradition of co-operative self-help.
A credit union is an independent not-for-profit organisation. It’s owned and controlled by its members, who all have something in common. All Boom! members live or work Surrey, West Sussex or Kingston. To use the credit union’s services you must be a member. We give local people access to fair and affordable loans and savings accounts, and we help our members to manage their money. Credit unions are committed to being responsible lenders, making ethical choices, and making life better for our members and our communities. To do this, different credit unions may offer slightly different services, but we share our objectives.