Like all Credit Unions, we are a We are a not for profit, co-operative financial organisation owned and controlled by a group of members with the common affiliation (or bond) of living within North East Derbyshire. Members of C&NEDCU collectively pool our savings and make loans to each other at low rates of interest. We offer a unique and flexible way of saving and borrowing and will pay an annual dividend to our members at the end of the financial year if profits allow, paid at the same rate for all savers.