We’re building a bank, together. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better. Salary sorter: sort your money between savings, bills and spending in a few taps. All your money neatly separated so you can’t overspend, but still under one roof. Pick a Pot: to pay bills from, so you can’t accidentally spend the rent. Save with Monzo: earn up to 1.30% (AER/Gross fixed) interest on your savings over 12-month fixed (£500 minimum deposit, locked away for 12 months). Manage with Monzo: Pay Direct Debits through Monzo and we’ll tell you if they’re higher for the upcoming month. Spend with Monzo: Get instant notifications the second you pay. Set budgets for things like groceries and going out, and get warnings if you’re spending too fast. Travel with Monzo: our Monzo Mastercard doesn’t charge any fees for spending abroad, and we don’t mark up the exchange rate.