Providing loans to Members is one of the main functions of NE First Credit Union. We encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. There are no hidden charges or fees. Regular savings is a good idea and is recommended by NE First Credit Union. You might like to save for holidays, Christmas, Education or simply to put something by for that ‘Rainy Day’. There is an annual dividend on savings. NE First Credit Union also offers free life insurance on savings and loans.There is no need to worry about what happens to an outstanding debt in the event of your death as all credit union members have free life cover on their loans as well as their savings.