A credit union is an independent not-for-profit organisation. It’s owned and controlled by its members, who all have something in common. All Boom! members live or work Surrey, West Sussex or Kingston. To use the credit union’s services you must be a member. We give local people access to fair and affordable loans and savings accounts, and we help our members to manage their money. Credit unions are committed to being responsible lenders, making ethical choices, and making life better for our members and our communities. To do this, different credit unions may offer slightly different services, but we share our objectives.