From better rates to personalised service, we give you greater control over your future. This means lower rates on loans and honest insightful advice. We offer loans and savings exclusively available to people who live or work in Cambridge, Norfolk, Suffolk or for selected employers. Our aim is to improve the financial well-being of our member-owners by providing ethical, affordable services. Although the products we offer are similar to those you’d find at a bank – our ethos is very different. Every member has an equal say, and any cash surplus generated is given back to members as a dividend on savings or rebate in loan interest, sharing our profits with you, our customers. We have online & telephone banking, a debit card account, and loans up to £7,500. When you need to make the savvy choice, we’re the best choice.