Search over 380 credit unions to compare and find the one that suits you best; Review the list of returned credit unions you may be eligible to join; Check your eligibility by reviewing credit union ‘common bond’ criteria; Click through to a credit union website or call / email them. – A credit union is a financial co-operative which provides savings, loans and a range of services to its members. It is owned and controlled by the members. Each member has one vote and volunteer directors are elected from the membership, by the membership. Credit unions are owned by the people who use their services, and not by external shareholders or investors. So the emphasis is always on providing the best service to members – not maximising profits.