http://www.cornishcreditunions.co.uk/

A credit union is a not for profit, democratically run financial co-operative which offers convenient savings and low interest loans to its members. The credit union is run by volunteers and is managed and owned by the members. The three main aims of a credit union are: to encourage its members to save regularly, to provide loans to members at low rates of interest; to provide members with help and support on managing their financial affairs.